Tips For Buyers

Finances

Get your finances organised on time and bear in mind all the addition costs of buying a house:

  1. Mortgage arrangement fee
  2. Mortgage indemnity fee
  3. Lender's valuation fee
  4. Conveyancing
  5. Land Registry fee
  6. Surveys
  7. Stamp duty land tax
  8. Removals (unwanted things on the property)
  9. Contingency fund (there are always unexpected costs along the way)
  10. Building and contents insurance

Property Finding

When looking for properties don't be shy and ask questions.

You may be looking to ask:

  1. Where's the local transport links
  2. How far are the local parks
  3. Where are the closest shops
  4. When was the property previously sold
  5. The council tax band of the property
  6. Does the property have; double glazing, modernised insulation, fully fitted central heating etc…
  7. How long is left on the lease
  8. How much is the service charge and ground rent if any

Offers

Don't delay in making any offers; in today's market you could lose your potential house in the blink of an eye. Don't be surprised if your first offer is rejected, property buying is all about negotiation.

Agents & Solicitors

Get yourself a good and efficient solicitor to make sure the sale process goes smoothly throughout the entire sale. Keep in touch with your agents and solicitors to get continuous updates from them.

Maxwell Estates